London, September 2026. Vaultus launches today across the United Kingdom and the European Union as a financial solution purpose-built for the adult industry. The offering targets OnlyFans creators, agencies, adult retailers and sex-tech businesses, promising to ease the well-known difficulties with traditional banks and payment providers. For creators and companies in Germany and the rest of Europe, this opens a pragmatic and transparently formulated alternative.<\/p>\n\n\n\n
Many operators and creators in the adult sector are familiar with the situation: account refusals, sudden closures, or the pressure to describe their business in deliberately vague terms. The UK\u2019s Financial Conduct Authority (FCA) named adult entertainment businesses in its September 2024 report as a sector where banks treat accounts as higher-risk or refuse them outright because of financial-crime risk tolerance. A 2023 survey by the Free Speech Coalition and SexWorkCEO of more than 600 industry members found that 63 percent had already lost a bank account or financial tool such as PayPal, Venmo or Cash App \u2014 36 percent in the twelve months before the survey alone. Half of respondents identified financial discrimination as the single biggest issue they face.<\/p>\n\n\n\n
Vaultus was founded in 2024 by four people with direct experience of exactly this environment: Cameron (agency), Ava (creator), Kieran (solicitor) and Becky (accountant and CEO). The goal is clear: no cover stories, no apologies \u2014 simply a legal industry with the same financial infrastructure every other legitimate business takes for granted.<\/p>\n\n\n\n
Vaultus, powered by Equals, provides multicurrency accounts (holding more than 35 currencies), physical, virtual and tokenised card issuance, FX and forward contracts, bulk payments, and integrations with Xero and SAP. Payments run across the same Faster Payments, SEPA and SWIFT rails used in everyday UK and EU business finance. This allows European creators and agencies to operate in euro as well as other currencies and to pay larger creator rosters in a single batch.<\/p>\n\n\n\n
The five account tiers at a glance (prices in British pounds, euros in parentheses):<\/p>\n\n\n\n
Full pricing details, including FX margins and transfer fees by tier, are published at vaultus.com\/pricing<\/a>. Further information is available at vaultus.com<\/a> and vaultus.co.uk<\/a>.<\/p>\n\n\n\n For German and European creators working on platforms such as OnlyFans, Fansly or Fanvue, the combination of SEPA access, multicurrency capability and clear industry acceptance is particularly interesting. Agencies can use bulk payments to settle their creator rosters efficiently and without detours. Integration with common accounting systems simplifies tax handling \u2014 a point of special relevance in Germany and many other EU countries. Solo creators gain an affordable entry point with the Personal tier without having to disguise their work.<\/p>\n\n\n\n Becky, CEO of Vaultus, summarises the approach: \u201cNo cover story required is the whole idea.\u201d The industry pays corporation tax like any other and deserves the same standard of financial infrastructure.<\/p>\n\n\n\n Vaultus is headquartered in London and is therefore not an EU company. For users in Germany and the wider EU this brings several practical and regulatory considerations, which need not be disadvantages:<\/p>\n\n\n\n Overall, the solution remains attractive for many European creators and agencies because it addresses the central barrier \u2014 outright refusal by traditional banks. Anyone who carefully reviews the tariff structure, FX costs and data-protection conditions can treat Vaultus as a practical addition or alternative to existing accounts.<\/p>\n\n\n\n The creator economy continues to grow (Goldman Sachs estimates roughly 107 million creators by 2030). In this environment, financial infrastructure that does not exclude the adult industry is a relevant building block \u2014 including, and especially, for the German-speaking and broader European market.<\/p>\n\n\n\n Further information and current terms are available at vaultus.com<\/a> and vaultus.co.uk<\/a>.<\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" London, September 2026. Vaultus launches today across the United Kingdom and the European Union as a financial solution purpose-built for the adult industry. The offering targets OnlyFans creators, agencies, adult retailers and sex-tech businesses, promising to ease the well-known difficulties with traditional banks and payment providers. For creators and companies in Germany and the rest […]<\/p>\n","protected":false},"author":1,"featured_media":6803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[54,61,182],"tags":[834,2233,2232],"class_list":["post-6805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-news-en","category-payment-en","tag-bank-en","tag-financial-solution","tag-vaultus"],"_links":{"self":[{"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/posts\/6805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/comments?post=6805"}],"version-history":[{"count":3,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/posts\/6805\/revisions"}],"predecessor-version":[{"id":6811,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/posts\/6805\/revisions\/6811"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/media\/6803"}],"wp:attachment":[{"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/media?parent=6805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/categories?post=6805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/caszin.com\/en\/wp-json\/wp\/v2\/tags?post=6805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Opportunities for Creators and Agencies in Germany and Europe<\/h2>\n\n\n\n
Implications of the UK Base for EU Users<\/h2>\n\n\n\n
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